/* ── Payments page — clean monochrome design ─────────────────────────── */

/* Warm stone tokens */
.pay-page {
    --pay-text-primary: #1c1917;
    --pay-text-secondary: #57534e;
    --pay-text-muted: #a8a29e;
    --pay-border: #e7e5e4;
    --pay-border-light: #f2efe9;
    --pay-hover-bg: #faf8f5;
}

/* Page container */
.pay-page {
    max-width: 860px;
    margin: 0 auto;
    padding: 1.5rem 1rem;
}

/* ── Plan header row ── */
.pay-plan-row {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 0 0 2rem;
    gap: 1rem;
    border-bottom: 1px solid var(--pay-border-light);
}
.pay-plan-id {
    display: flex;
    align-items: center;
    gap: 1rem;
}
.pay-plan-icon {
    color: var(--pay-text-primary);
    flex-shrink: 0;
    display: flex;
    align-items: center;
    justify-content: center;
}
.pay-plan-icon svg {
    width: 36px;
    height: 36px;
    stroke-width: 1.5;
}
.pay-plan-name {
    font-size: 1.0625rem;
    font-weight: 700;
    color: var(--pay-text-primary);
    line-height: 1.3;
    letter-spacing: -0.015em;
}
.pay-plan-cycle {
    font-size: 0.875rem;
    color: var(--pay-text-secondary);
    font-weight: 500;
    margin-top: 2px;
}
.pay-plan-actions {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    flex-shrink: 0;
}

/* ── Buttons ── */
.pay-btn-outline {
    display: inline-flex;
    align-items: center;
    gap: 0.375rem;
    padding: 0.5rem 1.125rem;
    font-size: 0.8125rem;
    font-weight: 500;
    border: 1px solid var(--pay-border);
    border-radius: 8px;
    background: transparent;
    color: var(--pay-text-primary);
    cursor: pointer;
    transition: all 0.15s ease;
    white-space: nowrap;
    letter-spacing: -0.005em;
    line-height: 1.5;
}
.pay-btn-outline:hover {
    background: var(--pay-hover-bg);
    border-color: #ccc;
}
.pay-btn-primary {
    display: inline-flex;
    align-items: center;
    gap: 0.375rem;
    padding: 0.5rem 1.125rem;
    font-size: 0.8125rem;
    font-weight: 600;
    border: 1px solid var(--color-primary-600, #a35a38);
    border-radius: 8px;
    background: var(--color-primary-600, #a35a38);
    color: #ffffff;
    cursor: pointer;
    transition: all 0.15s ease;
    white-space: nowrap;
}
.pay-btn-primary:hover {
    background: var(--color-primary-700, #8c4938);
    border-color: var(--color-primary-700, #8c4938);
}
.pay-btn-sm {
    padding: 0.375rem 0.875rem;
    font-size: 0.8125rem;
}

/* ── Stripe Connect card (not connected / incomplete / restricted) ── */
.pay-connect-card {
    padding: 1.75rem 0;
    border-bottom: 1px solid var(--pay-border-light);
}
.pay-connect-inner {
    display: flex;
    align-items: flex-start;
    gap: 1rem;
}
.pay-connect-icon {
    width: 40px;
    height: 40px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--pay-text-primary);
    flex-shrink: 0;
}
.pay-connect-icon svg {
    width: 24px;
    height: 24px;
    stroke-width: 1.5;
}
.pay-connect-body {
    flex: 1;
    min-width: 0;
}
.pay-connect-header {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 0.75rem;
    margin-bottom: 0.5rem;
}
.pay-connect-name {
    font-size: 0.9375rem;
    font-weight: 600;
    color: var(--pay-text-primary);
}
.pay-connect-sub {
    font-size: 0.8125rem;
    color: var(--pay-text-muted);
    margin-top: 1px;
}
.pay-connect-desc {
    font-size: 0.8125rem;
    color: var(--pay-text-muted);
    line-height: 1.55;
    margin-bottom: 0.875rem;
}
.pay-connect-badge {
    display: inline-flex;
    align-items: center;
    gap: 5px;
    font-size: 0.75rem;
    font-weight: 600;
    padding: 2px 10px;
    border-radius: 999px;
}
.pay-connect-badge--incomplete {
    color: #b45309;
    background: #fffbeb;
    border: 1px solid #fde68a;
}
.pay-connect-badge--restricted {
    color: #dc2626;
    background: #fef2f2;
    border: 1px solid #fecaca;
}
.pay-connect-badge--disconnected {
    color: var(--pay-text-muted);
    background: transparent;
    border: 1px solid var(--pay-border);
}

/* ── Connected slim bar ── */
.pay-connect-slim {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 1.25rem 0;
    border-bottom: 1px solid var(--pay-border-light);
    flex-wrap: wrap;
    gap: 0.5rem;
}
.pay-connect-slim-status {
    display: flex;
    align-items: center;
    gap: 8px;
}
.pay-connect-slim-dot {
    width: 7px;
    height: 7px;
    border-radius: 50%;
    background: #22c55e;
    display: inline-block;
}
.pay-connect-slim-text {
    font-size: 0.8125rem;
    font-weight: 500;
    color: var(--pay-text-secondary);
}
.pay-connect-slim-actions {
    display: flex;
    align-items: center;
    gap: 6px;
}
.pay-connect-slim-btn {
    display: flex;
    align-items: center;
    gap: 5px;
    padding: 4px 10px;
    font-size: 0.7rem;
    font-weight: 500;
    border: 1px solid var(--pay-border);
    border-radius: 6px;
    background: transparent;
    color: var(--pay-text-muted);
    cursor: pointer;
    transition: all 0.15s;
}
.pay-connect-slim-btn:hover {
    background: var(--pay-hover-bg);
}
.pay-connect-slim-desc {
    font-size: 0.8125rem;
    color: var(--pay-text-muted);
    line-height: 1.5;
    margin-top: 0.5rem;
    width: 100%;
}

/* ── Empty state ── */
.pay-empty {
    text-align: center;
    padding: 3rem 2rem;
}
.pay-empty-icon {
    width: 48px;
    height: 48px;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 1rem;
    color: var(--pay-text-muted);
}
.pay-empty-icon svg {
    width: 28px;
    height: 28px;
    stroke-width: 1.25;
}
.pay-empty-title {
    font-size: 1.0625rem;
    font-weight: 700;
    color: var(--pay-text-primary);
    margin-bottom: 0.5rem;
}
.pay-empty-desc {
    font-size: 0.875rem;
    color: var(--pay-text-muted);
    max-width: 380px;
    margin: 0 auto;
    line-height: 1.5;
}

/* ── Balance cards ── */
.pay-balance-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 0;
    padding: 1.5rem 0;
    border-bottom: 1px solid var(--pay-border-light);
}
.pay-balance-card {
    padding: 0 1.25rem;
}
.pay-balance-card:first-child {
    padding-left: 0;
    border-right: 1px solid var(--pay-border-light);
}
.pay-balance-card:last-child {
    padding-right: 0;
}
.pay-balance-label {
    font-size: 0.75rem;
    font-weight: 500;
    color: var(--pay-text-muted);
    margin-bottom: 0.35rem;
}
.pay-balance-value {
    font-size: 1.5rem;
    font-weight: 700;
    color: var(--pay-text-primary);
    letter-spacing: -0.02em;
}
.pay-balance-value--pending {
    color: var(--pay-text-secondary);
}

/* ── Date range picker ── */
.pay-date-row {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 1.25rem 0;
    border-bottom: 1px solid var(--pay-border-light);
    flex-wrap: wrap;
    gap: 0.5rem;
}
.pay-date-pills {
    display: flex;
    align-items: center;
    gap: 5px;
}
.pay-date-btn {
    font-size: 0.7rem;
    font-weight: 500;
    padding: 4px 10px;
    border-radius: 6px;
    border: 1px solid var(--pay-border);
    background: transparent;
    color: var(--pay-text-muted);
    cursor: pointer;
    transition: all 0.15s;
}
.pay-date-btn:hover {
    background: var(--pay-hover-bg);
}
.pay-date-btn.active {
    font-weight: 600;
    border-color: var(--pay-text-primary);
    background: var(--pay-text-primary);
    color: #fff;
}
.pay-edit-link {
    font-size: 0.7rem;
    color: var(--pay-text-muted);
    text-decoration: none;
    display: flex;
    align-items: center;
    gap: 4px;
    transition: color 0.15s;
}
.pay-edit-link:hover {
    color: var(--pay-text-secondary);
}

/* ── Stats row ── */
.pay-stats-row {
    display: flex;
    align-items: stretch;
    gap: 0;
    border-bottom: 1px solid var(--pay-border-light);
}
.pay-stat {
    flex: 1;
    padding: 1rem 1rem;
    text-align: center;
    border-right: 1px solid var(--pay-border-light);
}
.pay-stat:last-child {
    border-right: none;
}
.pay-stat:first-child {
    padding-left: 0;
}
.pay-stat:last-child {
    padding-right: 0;
}
.pay-stat-value {
    font-size: 1.1rem;
    font-weight: 700;
    color: var(--pay-text-primary);
}
.pay-stat-value--green { color: #16a34a; }
.pay-stat-value--red { color: #ef4444; }
.pay-stat-label {
    font-size: 0.65rem;
    color: var(--pay-text-muted);
    margin-top: 2px;
}

/* ── Net income ── */
.pay-net-row {
    display: flex;
    align-items: baseline;
    justify-content: space-between;
    padding: 1rem 0;
    border-bottom: 1px solid var(--pay-border-light);
    flex-wrap: wrap;
    gap: 0.5rem;
}
.pay-net-label {
    font-size: 0.8125rem;
    color: var(--pay-text-secondary);
}
.pay-net-value {
    font-size: 1.1rem;
    font-weight: 700;
    color: var(--pay-text-primary);
    letter-spacing: -0.01em;
}
.pay-net-value--negative { color: #ef4444; }
.pay-net-trend {
    font-size: 0.7rem;
    font-weight: 600;
    margin-left: 8px;
}
.pay-net-trend--up { color: #16a34a; }
.pay-net-trend--down { color: #ef4444; }

/* ── Failed alert ── */
.pay-alert {
    display: flex;
    align-items: center;
    gap: 10px;
    padding: 0.75rem 0;
    border-bottom: 1px solid var(--pay-border-light);
}
.pay-alert-icon {
    width: 28px;
    height: 28px;
    border-radius: 7px;
    background: #fee2e2;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
    color: #ef4444;
}
.pay-alert-title {
    font-size: 0.8rem;
    font-weight: 600;
    color: #991b1b;
}
.pay-alert-desc {
    font-size: 0.7rem;
    color: #b91c1c;
    margin-top: 1px;
}

/* ── Transactions ── */
.pay-tx-section {
    padding: 1.75rem 0;
    border-bottom: 1px solid var(--pay-border-light);
}
.pay-tx-header {
    display: flex;
    align-items: center;
    justify-content: space-between;
    margin-bottom: 1rem;
    flex-wrap: wrap;
    gap: 0.5rem;
}
.pay-tx-title {
    font-size: 0.875rem;
    font-weight: 700;
    color: var(--pay-text-primary);
}
.pay-tx-count {
    font-weight: 400;
    color: var(--pay-text-muted);
    font-size: 0.75rem;
    margin-left: 4px;
}
.pay-tx-filters {
    display: flex;
    gap: 6px;
}
.pay-filter-btn {
    font-size: 0.75rem;
    font-weight: 500;
    padding: 4px 12px;
    border-radius: 999px;
    border: 1px solid var(--pay-border);
    background: transparent;
    color: var(--pay-text-muted);
    cursor: pointer;
    transition: all 0.15s;
}
.pay-filter-btn:hover {
    background: var(--pay-hover-bg);
}
.pay-filter-btn.active {
    font-weight: 600;
    border-color: var(--pay-text-primary);
    background: var(--pay-text-primary);
    color: #fff;
}

/* Search */
.pay-search-wrap {
    display: flex;
    align-items: center;
    gap: 8px;
    border: 1px solid var(--pay-border);
    border-radius: 8px;
    padding: 6px 10px;
    margin-bottom: 1rem;
    transition: border-color 0.15s;
}
.pay-search-wrap:focus-within {
    border-color: var(--pay-text-primary);
}
.pay-search-wrap svg {
    color: var(--pay-text-muted);
    flex-shrink: 0;
}
.pay-search-input {
    flex: 1;
    border: none;
    background: transparent;
    font-size: 0.8rem;
    color: var(--pay-text-primary);
    outline: none;
    padding: 2px 0;
}
.pay-search-input::placeholder {
    color: var(--pay-text-muted);
}

/* Transaction rows */
.pay-tx-row {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 0.75rem 0;
    border-bottom: 1px solid var(--pay-border-light);
}
.pay-tx-row:last-child {
    border-bottom: none;
}
.pay-tx-left {
    display: flex;
    align-items: center;
    gap: 10px;
    min-width: 0;
}
.pay-tx-icon {
    width: 32px;
    height: 32px;
    border-radius: 8px;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}
.pay-tx-icon--charge { background: #f0fdf4; color: #22c55e; }
.pay-tx-icon--refund { background: #fef2f2; color: #ef4444; }
.pay-tx-icon--refunded { background: var(--pay-hover-bg); color: var(--pay-text-muted); }
.pay-tx-info { min-width: 0; }
.pay-tx-label-row {
    display: flex;
    align-items: center;
    gap: 2px;
    flex-wrap: wrap;
}
.pay-tx-label {
    font-weight: 600;
    font-size: 0.8rem;
    color: var(--pay-text-primary);
}
.pay-tx-label--muted { color: var(--pay-text-muted); }
.pay-tx-customer {
    font-size: 0.8rem;
    color: var(--pay-text-muted);
    font-weight: 400;
}
.pay-tx-badge {
    font-size: 0.65rem;
    font-weight: 600;
    padding: 1px 6px;
    border-radius: 4px;
    margin-left: 6px;
}
.pay-tx-badge--refunded {
    background: #fef2f2;
    color: #ef4444;
    border: 1px solid #fecaca;
}
.pay-tx-badge--failed {
    background: #fef2f2;
    color: #ef4444;
    border: 1px solid #fecaca;
}
.pay-tx-detail {
    display: flex;
    align-items: center;
    flex-wrap: wrap;
    gap: 0;
    margin-top: 2px;
}
.pay-tx-detail-item {
    font-size: 0.7rem;
    color: var(--pay-text-muted);
}
.pay-tx-detail-dot {
    color: var(--pay-border);
    font-size: 0.55rem;
    margin: 0 4px;
}
.pay-tx-right {
    display: flex;
    align-items: center;
    gap: 8px;
}
.pay-tx-amount {
    font-weight: 700;
    font-size: 0.9rem;
    white-space: nowrap;
}
.pay-tx-amount--green { color: #16a34a; }
.pay-tx-amount--red { color: #ef4444; }
.pay-tx-amount--muted { color: var(--pay-text-muted); text-decoration: line-through; }
.pay-tx-empty {
    padding: 2rem 0;
    text-align: center;
    color: var(--pay-text-muted);
    font-size: 0.875rem;
}

/* Refund button */
.pay-refund-btn {
    display: flex;
    align-items: center;
    gap: 3px;
    padding: 3px 8px;
    font-size: 0.65rem;
    font-weight: 500;
    border: 1px solid #fecaca;
    border-radius: 5px;
    background: #fef2f2;
    color: #ef4444;
    cursor: pointer;
    transition: all 0.15s;
    white-space: nowrap;
    flex-shrink: 0;
}
.pay-refund-btn:hover {
    background: #fee2e2;
}

/* ── Payouts ── */
.pay-payout-section {
    padding: 1.75rem 0;
    border-bottom: 1px solid var(--pay-border-light);
}
.pay-payout-title {
    font-size: 0.875rem;
    font-weight: 700;
    color: var(--pay-text-primary);
    margin-bottom: 1rem;
}
.pay-payout-row {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 0.75rem 0;
    border-bottom: 1px solid var(--pay-border-light);
}
.pay-payout-row:last-child {
    border-bottom: none;
}
.pay-payout-left {
    display: flex;
    align-items: center;
    gap: 10px;
}
.pay-payout-icon {
    width: 32px;
    height: 32px;
    border-radius: 8px;
    background: var(--pay-hover-bg);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--pay-text-secondary);
    flex-shrink: 0;
}
.pay-payout-label {
    font-weight: 600;
    font-size: 0.8rem;
    color: var(--pay-text-primary);
}
.pay-payout-date {
    font-size: 0.7rem;
    color: var(--pay-text-muted);
    margin-top: 2px;
}
.pay-payout-right {
    display: flex;
    align-items: center;
    gap: 8px;
}
.pay-payout-amount {
    font-weight: 700;
    font-size: 0.9rem;
    color: var(--pay-text-primary);
}
.pay-payout-status {
    font-size: 0.6rem;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.04em;
    padding: 2px 7px;
    border-radius: 999px;
}
.pay-payout-empty {
    padding: 1.25rem 0;
    text-align: center;
    color: var(--pay-text-muted);
    font-size: 0.8rem;
}
.pay-payout-info {
    display: flex;
    align-items: center;
    gap: 6px;
    padding: 0.75rem 0;
    font-size: 0.7rem;
    color: var(--pay-text-muted);
    line-height: 1.4;
}

/* ── Fee explainer ── */
.pay-fee-info {
    display: flex;
    align-items: flex-start;
    gap: 10px;
    padding: 1.5rem 0;
}
.pay-fee-icon {
    width: 26px;
    height: 26px;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
    color: var(--pay-text-muted);
}
.pay-fee-text {
    font-size: 0.75rem;
    color: var(--pay-text-muted);
    line-height: 1.55;
}
.pay-fee-text strong {
    color: var(--pay-text-secondary);
    font-weight: 600;
}

/* ── Refund Modal ── */
.pay-modal-overlay {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: rgba(0, 0, 0, 0.4);
    z-index: 1000;
    display: flex;
    align-items: center;
    justify-content: center;
    animation: fadeIn 0.15s;
}
.pay-modal {
    background: #fff;
    border-radius: 16px;
    padding: 1.5rem;
    max-width: 380px;
    width: 90%;
    box-shadow: 0 20px 60px rgba(0, 0, 0, 0.15);
}
.pay-modal-header {
    display: flex;
    align-items: center;
    gap: 10px;
    margin-bottom: 1rem;
}
.pay-modal-icon {
    width: 36px;
    height: 36px;
    border-radius: 10px;
    background: #fef2f2;
    display: flex;
    align-items: center;
    justify-content: center;
    color: #ef4444;
}
.pay-modal-title {
    font-size: 1rem;
    font-weight: 700;
    color: var(--pay-text-primary);
}
.pay-modal-subtitle {
    font-size: 0.75rem;
    color: var(--pay-text-muted);
}
.pay-modal-body {
    background: var(--pay-hover-bg);
    border-radius: 10px;
    padding: 0.75rem 1rem;
    margin-bottom: 1rem;
}
.pay-modal-body-label {
    font-size: 0.8rem;
    color: var(--pay-text-secondary);
    margin-bottom: 4px;
}
.pay-modal-body-amount {
    font-size: 1.25rem;
    font-weight: 800;
    color: #ef4444;
}
.pay-modal-body-note {
    font-size: 0.7rem;
    color: var(--pay-text-muted);
    margin-top: 4px;
}
.pay-modal-actions {
    display: flex;
    gap: 8px;
}
.pay-modal-cancel {
    flex: 1;
    padding: 0.6rem;
    font-size: 0.8rem;
    font-weight: 600;
    border: 1px solid var(--pay-border);
    border-radius: 10px;
    background: #fff;
    color: var(--pay-text-secondary);
    cursor: pointer;
}
.pay-modal-confirm {
    flex: 1;
    padding: 0.6rem;
    font-size: 0.8rem;
    font-weight: 600;
    border: none;
    border-radius: 10px;
    background: #ef4444;
    color: white;
    cursor: pointer;
    transition: opacity 0.15s;
}
.pay-modal-confirm:hover {
    opacity: 0.9;
}

/* ── Skeleton ── */
.pay-skeleton {
    background: var(--pay-border-light);
    border-radius: 6px;
    animation: pulse 1.5s infinite;
}

/* ── Mobile ── */
@media (max-width: 600px) {
    .pay-page { padding: 1rem 0.75rem; }
    .pay-plan-row { flex-direction: column; align-items: flex-start; gap: 0.75rem; }
    .pay-balance-grid { grid-template-columns: 1fr; }
    .pay-balance-card:first-child { border-right: none; border-bottom: 1px solid var(--pay-border-light); padding: 0 0 1rem; }
    .pay-balance-card:last-child { padding: 1rem 0 0; }
    .pay-stats-row { flex-wrap: wrap; }
    .pay-stat { min-width: 33%; }
    .pay-tx-header { flex-direction: column; align-items: flex-start; }
    .pay-date-row { flex-direction: column; align-items: flex-start; }
    .pay-connect-header { flex-direction: column; align-items: flex-start; }
    .pay-connect-slim { flex-direction: column; align-items: flex-start; }
}

/* ── Setup hero (not connected state) ──────────────────────────── */
.pay-setup-hero {
    padding: 2.5rem 1.5rem 2rem;
}
.pay-setup-title {
    font-size: 1.5rem;
    font-weight: 700;
    color: #1c1917;
    letter-spacing: -0.025em;
    line-height: 1.25;
    margin-bottom: 0.5rem;
}
.pay-setup-subtitle {
    font-size: 0.9375rem;
    color: #78716c;
    line-height: 1.6;
    max-width: 520px;
    margin-bottom: 1.5rem;
}
.pay-setup-btn {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    padding: 0.6875rem 1.5rem;
    font-size: 0.875rem;
    font-weight: 600;
    border: none;
    border-radius: 10px;
    background: #1c1917;
    color: white;
    cursor: pointer;
    transition: background 0.15s;
    letter-spacing: -0.01em;
}
.pay-setup-btn:hover {
    background: #292524;
}
.pay-setup-btn--alert {
    background: #dc2626;
}
.pay-setup-btn--alert:hover {
    background: #b91c1c;
}
.pay-setup-secure {
    display: flex;
    align-items: center;
    gap: 0.375rem;
    font-size: 0.75rem;
    color: #a8a29e;
    margin-top: 0.75rem;
}
.pay-setup-status {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    font-size: 0.8125rem;
    padding: 0.625rem 1rem;
    border-radius: 10px;
    margin-bottom: 1.25rem;
    max-width: 520px;
    line-height: 1.5;
}
.pay-setup-status--warn {
    background: #faf8f5;
    border: 1px solid #e7e5e4;
    color: #57534e;
}
.pay-setup-status--error {
    background: #faf8f5;
    border: 1px solid #e7e5e4;
    color: #57534e;
}

/* ── Steps (inline under hero) ── */
.pay-setup-steps {
    margin-top: 2rem;
    padding-top: 1.5rem;
    border-top: 1px solid #e7e5e4;
    display: flex;
    flex-direction: column;
    gap: 0.75rem;
}
.pay-setup-steps-label {
    font-size: 0.6875rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.06em;
    color: #a8a29e;
    margin-bottom: 0.25rem;
}
.pay-setup-step {
    display: flex;
    align-items: center;
    gap: 0.75rem;
}
.pay-setup-step-num {
    width: 22px;
    height: 22px;
    border-radius: 50%;
    background: #1c1917;
    color: white;
    font-size: 0.625rem;
    font-weight: 700;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}
.pay-setup-step-text {
    font-size: 0.8125rem;
    color: #57534e;
    line-height: 1.45;
}

/* ── Mobile ── */
@media (max-width: 640px) {
    .pay-setup-hero { padding: 2rem 1rem 1.5rem; }
    .pay-setup-title { font-size: 1.25rem; }
}